Short term car insurance
Typically, motor insurance coverage is for an entire year- with some insurers offering 12 month policy for the price of 10 months. But what if you need a temporary or shorter policy? For instance, you may want to borrow a mate's car for few days, perhaps your mate comes round for the weekend and you guys are planning a long trip away whereby the driving task will have to be shared between you two.
It would be quiet expensive adding a named driver to your current policy or even jeopardize your no-claims bonus should he be involved in an accident during the trip and made a claim.
Short term vehicle insurance is your ideal solution to your dilemma because it's a temp cover ranging between 1 to 28 days- so you avoid paying for more than you actually require.
Also, you can be rest assured that should any claims be made on the short term policy, it will not affect your own individual policy, your no claims bonus will be intact and you can enjoy the benefit of a cheaper policy.
Short-term cover can be easily and quickly arranged by most car insurance companies here in the UK. All you need to do is apply by phoning your insurer or complete an online form and you'll be amazed at how quickly you can be covered- almost instant.
It can as well be a convenient way for most motorists to drive away with their new car without the stress of rushing into buying an expensive car insurance cover.
Multi vehicle insurance
Any individual operating a business that uses two or more vehicles on a public road must have an appropriate insurance policy for each vehicle.
If your business owns two or more cars then, you will benefit from our multi car insurance discount provided by Quotezone's panel of insurance when you compare quotes today.
The quotes covers two or more specified type of vehicles. One vehicle fleet insurance can cover different types of motor vehicles, cars, vans, 4x4 Jeeps, trucks or a range of varying types of motor cars at your disposal.
Multiple vehicle insurance can be made up of cars used for social or commercial purposes- for instance, the conveying of passengers, products for hire or reward (haulage), transportation of own goods or other business uses.
Specialist type of vehicles like cement mixers, plants, diggers, tractors, concrete pumps ambulances and taxis can also be included.
As with individual vehicle insurance, business and company fleet insurance is also available in third party fire and theft, comprehensive and third party only multi car policy.
Basically, multi vehicle insurance provide similar benefits as ordinary policy. However, the major difference is that you're insuring more than one vehicle, typically from 2 cars upwards- and the more vehicles you insure the higher the discount.
Car insurance young drivers
The main reason car insurance for young drivers are exorbitantly high is because of the degree of risk they are perceived to be by their insurer.
Now, if you are a teenager and you're having problems passing your driving test, wait till you try obtaining a car insurance policy in your name- that's when things begin to become difficult.
According to a research conducted by AA; drivers aged between 16 and 25 are the major cause of one third of road fatalities here in the UK.
Also, 1 out of 5 young drivers is involve in an accident within the first 12 months of them taking to the wheel.
Similar studies also showed that young drivers often become victims of vandalism, fire and theft which make up a huge percentage of insurance claims nationwide.
The result of yet another AA study also shows that male drivers between the ages of 16- 22 paid an average insurance premium of £3, 700, while their female counterpart of similar age bracket paid an average bill of £2,300- and the premium is not even close to reducing.
June 2011, European Court of Justice ruled that the use of gender to determine motor insurance premiums was unfair- in other words, from December 2012, insurance companies will be prohibited from using gender as a determining factor when setting vehicle insurance premiums for motorists.